Tag

ownership transition

2 insights

A grid of five buy-sell triggers against two insurance funding sources, showing that life insurance produces cash only on death, disability buyout cover only on disability and only if it was bought, and that retirement, voluntary exit and divorce produce no automatic funding at all.

The Buy-Sell Priced the Shares. It Did Not Fund Them.

A buy-sell agreement settles who can trigger a sale and exactly what the shares are worth. It usually settles funding in one sentence naming life insurance, which pays on only one of the five events that can fire it.

Financing Strategy Borrower Advisory

Horizontal bar chart of three survey figures from the second quarter of 2026. Ninety percent of buyers expect seller financing to play a role, seventy-eight percent expect financing backed by the U.S. Small Business Administration, shown in the darkest navy as the value argued, and twenty-nine percent of owners plan to provide seller financing.

Seventy-Eight Percent of Buyers Have the Same Financing Plan

Nearly eight in ten buyers expect to fund an acquisition through one government-guaranteed program, and ninety percent expect a seller note that only twenty-nine percent of owners plan to write.

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