Asset-Based Lending

Borrow against
what you own.

Financing supported by your receivables, inventory, equipment, and other assets, structured for more borrowing capacity than cash-flow lending alone.

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$50K to $100M+  ·  United States & Canada
What It Is

Turn your balance sheet into borrowing power

Asset-rich businesses often have more borrowing power than a cash-flow lender will recognize. Asset-based lending underwrites the collateral itself, so the facility scales with your asset base rather than just trailing earnings.

Thalos Capital structures ABL around the mix of assets that fits your liquidity and operational needs, and places it with the specialty lenders who underwrite this kind of collateral.

Collateral & Structures

What can support the facility

Typical Collateral
Accounts receivable
Inventory
Machinery & equipment
Purchase orders & contracts
Mixed collateral facilities
Borrowing-base revolvers
When It Fits

Where asset-based lending makes sense

More borrowing capacity

Borrow against the value of your assets, not just cash flow, unlocking capacity a conventional lender may not extend.

Scale with the business

Borrowing-base facilities grow as receivables and inventory grow, so financing keeps pace with the business.

Bridge a transition

Fund turnarounds, growth phases, or seasonal swings when cash-flow lending alone won't cover the gap.

Free trapped value

Convert balance-sheet assets, receivables, inventory, and equipment, into available, working liquidity.

Asset-Based Lending

Have assets to borrow against?

Tell us what's on your balance sheet and Thalos Capital will structure an ABL facility and bring you the capital, fast.

Submit Financing Request

Thalos Capital is a boutique commercial finance origination and strategic advisory platform that works entirely on the borrower's side, analyzing the financing need, structuring the alternatives, and bringing real funding options from a vetted capital network, on deals from $50K to $100M+ across the United States and Canada.

Disclaimer

Thalos Capital is a boutique commercial finance origination and strategic advisory platform providing borrower-side advisory, structured financing support, and execution for businesses across the United States and Canada, with the exception of California, Nevada, New York, and Quebec, which Thalos Capital does not currently serve. Financing is provided by third-party capital sources and is subject to underwriting, approval, documentation, and closing conditions established by the applicable financing provider. Thalos Capital does not guarantee that financing will be available, approved, or offered on any particular terms. Thalos Capital does not raise capital; does not offer, solicit, buy, or sell securities; and does not provide investment advisory, securities dealing, or fund management services. Nothing on this website constitutes an offer, solicitation, or recommendation with respect to any security or investment, or any investment, legal, tax, or accounting advice.

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