Commercial financing rarely fits a single product. Thalos Capital reads the full picture, your assets, cash flow, objectives, and timeline, then structures the alternatives and matches each to the capital source most likely to fund it on the best terms.
Submit Financing Request →Capital needs vary by operating profile, asset mix, growth objectives, transaction complexity, and how fast you need to move. Thalos Capital works across the full range, from conventional commercial debt to complex, asset-intensive, and time-sensitive mandates, and brings each deal to the lenders, specialty finance firms, and institutional capital providers built for it.
Financing for industrial, transportation, manufacturing, healthcare, infrastructure, and technology assets, structured to protect working capital and match the asset's useful life. Structures include leasing, term debt, sale-leasebacks, and specialized equipment financing.
Liquidity drives everything from inventory cycles and receivables timing to payroll and expansion. Thalos Capital structures working capital financing that improves cash position and operational flexibility without over-leveraging the balance sheet.
Unlock liquidity from the assets already on your balance sheet. ABL gives asset-rich businesses more borrowing capacity than cash-flow lending alone, structured around the collateral that fits your liquidity and operational needs.
Debt capital for recurring-revenue technology companies, structured around ARR rather than hard assets. Banks want collateral and asset-based lenders want receivables or inventory, so neither fits a business whose value lives in predictable, contracted revenue. Interest-only and amortized structures fund growth with no dilution, no board seats, and no loss of control.
Who it fits. Recurring-revenue technology companies in the U.S. or Canada with $2M+ ARR, proven product-market fit (10+ customers), and gross margins above 50%. Pricing is risk-adjusted to each company's metrics.
Debt structured for transactions, not just operations: acquisitions, ownership transitions, recapitalizations, growth, and special situations. Thalos Capital structures these around the objective, the timeline, and the realistic debt capacity, then positions the deal for the lenders who underwrite this profile.
Complex and time-sensitive situations. Some deals carry added complexity: tight timelines, restructuring, layered collateral, transitional liquidity, or multi-tranche debt. These are where structuring discipline and the right lender relationships matter most, and where Thalos Capital does the heaviest analytical work to keep the deal moving.
Structured credit and bespoke liquidity for companies, principals, and family offices navigating complexity that conventional lenders decline. Legal, operational, or regulatory friction, non-sponsor profiles, and liquidity built on non-standard assets. Each mandate is structured individually and matched to capital sources that specialize in the difficult and the rare.
Built one deal at a time. Larger tickets, longer structuring cycles, and terms shaped to the situation rather than run through a program. If a deal fits a standard box, another solution fits better. If it doesn't, it belongs here.
Identifying the right structure is straightforward. Funding it quickly is not. Thalos Capital compresses the analytical work, reading the deal, modeling the numbers, and packaging it for underwriting, so financing moves in days, not weeks.
The result: less friction, faster readiness, and more certainty from first call to close.
Submit Financing Request →