Debt capital for recurring-revenue technology companies, structured around your ARR with no dilution, no board seats, and no loss of control.
Submit Financing Request →Recurring revenue is one of the most valuable assets a technology business has, but most lenders can't see it. Banks want hard collateral. Factoring and asset-based lending want receivables or inventory. Neither fits a company whose value lives in predictable, contracted ARR.
Thalos Capital structures and places recurring revenue debt built specifically around that revenue stream, matched to your metrics and positioned to the capital sources that underwrite recurring-revenue technology the way it actually works.
The right structure depends on your stage, your revenue, and how you want repayment to sit against growth. Both are non-dilutive, fixed-rate, and free of board seats or warrants.
For companies with the metrics to reach an exit or a priced round, needing capital for the final push. Payments stay light through the term, with a balloon repayment at the end.
For bootstrapped or lightly capitalized companies growing without dilution. Principal payments start low and ladder up each year, so capital works hardest in the early years.
Scale ARR on your own terms and reach your next milestone from a position of strength. Higher revenue today means a stronger multiple tomorrow.
Bridge to your next round and negotiate better terms when the market and your metrics are on your side, instead of raising under pressure.
Invest in sales, marketing, IP, talent, or a customer base, the moves that compound enterprise value, without handing over equity.
Fixed-rate, transparent structure with no warrants, no board seats, and no harsh covenants. You keep control of the company you built.
Tell us about your ARR and growth plans and Thalos Capital will structure the options and bring you the capital to fund them.
Submit Financing Request →