Tag

advance rate

2 insights

A hundred-square waffle of a $6 million receivables ledger showing 36 squares removed as ineligibles, 13 squares taken by the advance rate and dilution reserve, and 51 squares of actual availability at $3.04 million.

The Ledger Says $6 Million. The Borrowing Base Says Half.

Advance rate is the number every borrower asks about and the last one applied. Before it touches anything, the ineligibles come out, and on a $6 million receivables ledger they can remove $2.2 million without a single invoice being bad.
Financing StrategyBorrower Advisory
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Three proportional circles comparing July 2026 equipment finance volume of $14.3 billion against the previous all-time monthly high of $11.5 billion, with small-ticket volume of $6.4 billion shown as nearly half of the record month.

The Headline Was AI. The Record That Matters Was Yours.

July set an all-time monthly record in equipment finance, and the coverage credited AI capital expenditure. Small-ticket volume set its own record in the same month, up 84.5 percent, and that is the segment mid-market borrowers actually borrow in.
Capital Markets & TrendsBorrower Advisory
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